If it doesn’t work, who cares what you paid for it.

We specialize in Commercial Real Estate insurance

Your insurance policy is like a parachute. It better work when you need it.

Work With Power

Take advantage of our decades of experience in the commercial insurance market and the insurance coverage law arena when purchasing insurance and navigating the claims process.

Key Services

Insurance Coverage

The Power Lessors Risk Program is underwritten by A rated admitted carriers and is specifically designed for the needs of the commercial landlord at market competitive rates.

Shopping Center & Strip Mall Coverage

We love strip malls and shopping centers and so do our carriers. While many carriers are reducing their portfolio and coverages on existing business, our partners keep writing them at competitive rates.

Industrial Buildings

Industrial real estate is stronger than ever in today’s market. From an insurance perspective, industrial properties raise some unique coverage questions unlike traditional retail and office properties. Let us navigate these unique waters for you.

Claims Management

Your insurance is supposed to be there to protect you when catastrophe strikes. The last thing you need when you have a fire, a theft or injury is worrying how you will be protected – that’s our job. We will hold your hand through the process and do the heavy lifting for you.

Commercial Real Estate Insurance

What Our Customers Say

We suffered substantial storm damage at numerous buildings. When the insurance company wanted to impose a deductible at each location, Steven pointed out that only one deductible should apply across the buildings. He saved us $45,000 in a five minute conversation. Knowledge at work.

Daryl B.

Steven took over our insurance and noticed our employment based coverages were not up to par and made some inexpensive recommendations. Six months later a regulatory proceeding was filed by a prospective employee. Without the coverage changes he recommended, we would have defended the case out of pocket. Johnny on the Spot.

Tom F.

We were hit hard when in-dining was closed during the pandemic, Ted helped us reduce our insurance costs so that we could get by. Here was a guy who not only put in the work, he cost himself money in the process. That’s someone there for his clients. That’s integrity.

Michael H.

A conversation is how we like to start…

Tom Klonowski

ph: 773-273-8777
em: tmk@powerrisk.net

Amir Kalamperovic

ph: 773-273-8777
em: amirk@powerrisk.net

Georgia Kozonis

ph: 773-273-8777
em: georgiak@powerrisk.net

Ted Apostolopoulos

ph: 720-791-1191
em: tapostol@powerrisk.net

From our resource center

Power Risk Management receives Carrier Accolades for 2022

Power Risk Management’s Steven Mikuzis announced the agency was named one of Society Insurance’s BEST Agents for 2022, coming in at #4 and as the highest ranked agency in the state of Illinois. Society Insurance specializes in providing insurance solutions for the...

Garage Keepers’ Insurance

Garage and Autobody shops have specific insurance risks that other commercial businesses don’t and therefore should work with an agent who understands their needs and the type of insurance they should have. Types of Insurance for Garage and Autobody Shop Owners – and...

Insuring Valuable Jewelry

Whether you own a piece of heirloom jewelry or a valuable vintage watch collection – you should know the value and have the proper insurance to cover it in case of theft or loss. At Power Risk Management we offer several options to ensure your valuable jewelry is...